Parker is a financial technology company built specifically for internet businesses and the modern digital economy. It offers a banking platform designed from the ground up for internet businesses, combining advanced financial tools with real-time analytics to help businesses grow faster. Parker provides flexible credit terms (15, 45, 60, or 90-day rolling terms), higher credit limits that scale with business performance, predictive analytics for cash flow and profitability, high-yield banking with up to 3.0% APY on deposits, and intelligent bill pay that works even if vendors don't accept cards. Parker is not a bank; banking services are provided by Piermont Bank, Member FDIC. The Parker Commercial Credit Mastercard® is issued by Patriot Bank N.A., Member FDIC.